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    Harold's Cross and District Credit Union Limited is regulated by the Central Bank of Ireland. Reg. No: 197CU

Site Security
What do I need to view the Members Area?
In order to ensure your security while browsing our site we would recommend that you should have at least Internet Explorer 5.5 (Service Pack 2) for Windows or Internet Explorer 5.0 for Mac. You can download the latest Windows version here or the Mac version here.

Are my balances and accounts secure?
All your account information on the Harold's Cross Credit Union website (including transactions and balances) are secure. Your login information is unique - You are the only person with the authority to view your account details. Once you have logged into the members area, you are in a protected part of the website. This part of the website is kept secure by what is known as a digital certificate.

What is a Digital Certificate?
A digital certificate is the electronic equivalent of a driver's license or a passport. A digital certificate can be presented electronically to prove the identity of a certificate holder, or your right to access information or services online.

  • Digital certificates bind a unique identity to a public key
  • Digital certificates make it possible to verify someone's claim that they have the right to use a given key

The most widely accepted format for digital certificates is defined by the International Telegraph and Telephone Consultative Committee (CCITT) X.509 international standard. This standard was developed so certificates can be read or written by any application that complies with X.509.

Harold's Cross Credit Union's digital certificate will contain the following information:

  • Harold's Cross Credit Union's name and other identifying information
  • Harold's Cross Credit Union's public key
  • Certificate validity dates
  • Serial number of the digital certificate
  • Name of the Certificate Authority (CA) that issued the digital certificate
  • The digital signature of the CA


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